What is the best credit card for everyday spending?

The best credit card for everyday spending is usually the Wells Fargo Active Cash® Card if you want the simplest all-around choice: 2% cash rewards on everything with a $0 annual fee.

Best picks

• Wells Fargo Active Cash® Card — best overall for most people who want flat, easy rewards.
• Citi® Double Cash Card — also 2% back, but you earn it in two steps.
• Blue Cash Preferred® Card from American Express — best if you spend a lot on U.S. supermarkets, gas, and transit.
• Chase Freedom Unlimited® — good if you want strong everyday rewards plus better dining/drugstore bonuses.

Quick rule

• Pick 2% flat cash back if you want simple, no-fuss everyday spending rewards.
• Pick a category card if most of your budget goes to groceries, gas, or dining, since those higher rates can beat a flat 2%.

Check the current price before buying.