Is Ottawa cheaper than Toronto?

Yes — Ottawa is generally cheaper than Toronto, especially for housing. Rent and home prices are usually lower in Ottawa, while Toronto tends to be more expensive overall.

That said, the exact gap depends a lot on the neighborhood, property type, and your lifestyle. Housing is usually where the difference is most noticeable; groceries, utilities, and dining can be closer, though Toronto often runs a bit higher. Transportation can also affect the comparison: Toronto has a larger transit system, while Ottawa can be more car-dependent depending on where you live.

If you’re comparing the two, check current rental listings, home prices, and commute costs for the specific areas you’re considering, since prices can change quickly.